Jump to content

Europe Credit Card Question


Recommended Posts

Hey everyone,

I am doing some preliminary research on credit cards for a project I am working on. I am not at all familar with European Credit Cards. I heard that they have a chip for security. My question is, can you order items over the phone then using a credit card that has a chip? How does it work? Do you have to put in extra information. Thanks, I know it seem like a basic question, but when I try to google stuff I am not getting my answer.

Link to post
Share on other sites

Canada uses the same chip and pin system.

The basic level of security in a shop is to present the card and enter the pin. For online purchases you have to enter the security code on the back of the card and usually have to use a system like Verified by Visa. My only experience over the phone is that they need to have your billing address and the one you give must exactly match the card file. I had a slight issue recently because my card says Mr Joshua E as my first name.

Link to post
Share on other sites

Chip and Pin for NZ and Aussie as well. Also we have PayWave/Tap n Go which the cards can activate. Don't need a pin under a set amount.

Link to post
Share on other sites

Yeah, contactless payments work here too for anything under £20 (I mainly use it on the trains).

Is there a reason why the US didn't introduce Chip and Pin a decade ago like the rest of the developed world?

Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Loading...
×
×
  • Create New...